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Aug4
Tax deed

Indian River County, FL

Tax deed auction — 10 properties on the sale list

Indian River County is holding a tax deed auction on August 4, with 10 properties on the sale list.

In Florida, a tax deed sale happens after a certificate holder applies for a deed because the certificate wasn't redeemed within the state's two-year window — the county then auctions the property itself to the highest bidder, who becomes the owner outright. This is a different transaction from buying the certificate: you're bidding real dollars for the property, not earning statutory interest.

Florida rules at a glance

What is soldTax lien certificate
Rate / penaltyUp to 18%, bid down to 0.25%
Redemption2 years

Florida sells tax lien certificates at auction with bidding conducted by bid-down — investors compete by accepting a lower interest rate, down from the statutory maximum of 18%. Property owners have two years to redeem before the certificate holder can apply for a tax deed.

The statute, the bidding and what goes wrong for new buyers are on the Florida page; every sale date we have sourced for Indian River County is on the Indian River County page.

Property & tax profile

Median home value$351,500
Median tax / year$2,436
Tax / home value0.7%
Owned outright53.0%
“Other vacant”2.2%
Median year built1991

The median homeowner in Indian River County pays $2,436 a year in property tax — below the Florida median of $2,730 (U.S.: $3,119). That is roughly what a typical home here owes after one missed year — about the face value of a one-year certificate, before interest, fees and any premium. Homes with a mortgage pay a median of $2,363; homes owned outright, $2,512.

On a home with a mortgage, the lender has its own reason to pay a delinquent tax bill: the tax lien outranks the mortgage, and a tax deed can wipe out the loan. On a home owned outright, nobody but the owner — or the heirs — has that reason. In Indian River County, 53.0% of owner-occupied homes are owned outright (Florida: 43.7%, U.S.: 39.4%). That is more than the state as a whole, so a larger share of the delinquent bills here have no lender behind them.

18.1% of all housing units in Indian River County are vacant. 11.7% of all units are seasonal or vacation homes, empty by design rather than abandoned. The figure that matters for a lien buyer is the Census “other vacant” category — not for rent, not for sale, not a holiday home, but a catch-all that includes foreclosures, homes held up by legal proceedings or family reasons, homes needing repairs, and abandoned ones. Here it is 2.2% of all units (Florida: 2.8%, U.S.: 3.6%). That is below the state rate: fewer empty properties on the list than elsewhere in Florida.

Half of the homes in Indian River County were built in or before 1991 (Florida: in or before 1988). The typical tax bill is 3.3% of the median household income of $73,491 (Florida: 3.7%).

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B25077, B25103, B25081, B25002, B25004, B25035, B19013) — see the figures on data.census.gov. Survey estimates with margins of error; anything too uncertain to state is left out.

Before you bid: Exact registration steps, deposit requirements, and the minimum opening bid vary by sale — confirm current details with the Indian River County Clerk of the Circuit Court before bidding.

More sales: The upcoming sales in Florida.

This page reflects publicly posted county auction notices as of publication and is general information, not financial or legal advice. Sale details can change — always confirm current terms with the county directly.